My name is Perry Gamsby and quite possibly many of you reading this already know me through my other eBooks, “Philippine Dreams”, “StreetWise Cebu!-The Expats Guide”, “Filipina101-How To Meet The Filipina Of Your Dreams” and “Filipina202 –How To Marry And Migrate Your Dream Filipina”. If you have read one or all of my other books or this is your first introduction to me, I know you will be completely satisfied with this latest offering.

“MAKING A LIVING IN THE PHILIPPINES!” (What You Need To Know To Operate A Small Business, Get A Job Or Invest In The Philippines) has been written with you in mind; the average, everyday guy who wants to escape to the Philippines and live every day with the Filipina of his dreams but still needs to make a living!

This E-Book will explain to you everything you need to know to start up a small business, get a job or invest in the Philippines!

You will have in your possession a detailed and thoroughly researched work that will tell you:

–> What Businesses And Professions You Can Legally Own And Operate!

–> What Are The Hoops You Have To Jump Through To Get Started!

–> How Much Money You Need To Guarantee Your Survival If Not Your Success!

–> Who You Can Trust And Who You Should Never, Ever Deal With!

This book is the culmination of my own twenty year involvement with the Philippines, including three years living the reality disclosed in this book day after day! I have drawn not only on my own experiences in business, employment and investing, I also include the success secrets of men who have lived your dream and made it into reality!

We attempt to address your concerns and doubts by providing as much information as possible about what you are getting yourself into. Not just concerning the process of marriage and migration but in spending the rest of your lives together…

Do you know the five best business opportunities you can start for less than US$20,000?

Do you know a business you can start for US$200 and feed a family of five with it?

Do you know what you can do in business and what will land you in a detention cell awaiting deportation?

Do you know how to handle a business negotiation with Filipinos?

Do you know how to deal with a non-paying customer who is armed to the teeth? I do and I tell you the answers to all the other questions and More!

There are many traps waiting for the naïve, the ill-advised and the trusting in this marketplace. Forewarned is indeed forearmed and knowledge dispels fear, clichés to some but facts of life when starting a business in the Philippines!

My books on the Philippines are not like any other book on Filipinas you will find! Why? I am a professional writer and often I am writing about topics I do not have first hand knowledge of so I need to research it and take a 101 on the subject myself. What makes Making A Living In The Philippines special is that is that I am writing from my heart about something I am lived through everyday form three years.

Not only do I include my own experiences, I also use the successes and failures of numerous other expats who have gone before to help you avoid the common mistakes so many expats make!. Some of these have been incredibly successful and started with the proverbial nothing, others were better financed and failed miserably. You can learn why some did and some didn’t within the pages of this book.

I know so many that are now living in the Philippines and supporting their families making money in the Philippines and know you can too.

Wishing you Every Success

Warm Regards,

Perry Gamsby.

P.S. I have a real interest in your success. After starting your business, investment or finding that job please don’t forget to write me back. I love to hear stories and adventures of how the Philippines has changed peoples lives

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Here is the Table of Contents listing the chapters along with an extract from the book.

Making A Living In The Philippines

INTRODUCTION

PART 1 THE MARKETPLACE

So You Want To Run Your Own Business? How Much Do You Want To Lose? Location! Location! Location! Who Is Your Customer? Competition-Filipino Style

PART 2 INVESTING

Notes On Part 2 Investing In The Filipino Economy What Kind Of An Investor Are You? Baboys And Manoks! Hollow Blocks And Nipa Palms Stock Market Surprise Risky Business

PART 3 MINDING YOUR OWN BUSINESS

Business Models Under The Radar Product or Service Oriented? A Pig In A Poke! Franchise Anyone? Staff! Number One Pain In The Asset!

PART 4 THE RULES

Who, How And What If? Bringing Your Money In And Getting It Out Again! How Can They Close My Business? Getting Out Of Dodge!

PART 5 WORKING FOR A LIVING

The Filipino Workplace What Can You Do? Expat Fat Cat! Making It Here, Spending It There

PART 6 WHAT DO I THINK?

Five Possible Winners For Under Fifty Grand! Who Is Actually Making Money Here? The Bottom Line About The Author

ANNEXES & EXTRA INFO

Annex 1 5th Foreign Investment Negative List A FIFTH REGULAR FOREIGN INVESTMENT NEGATIVE LIST [Executive Order No. 139 dated October 22, 2002] Annex 2 5th Foreign Investment Negative List B FIFTH REGULAR FOREIGN INVESTMENT NEGATIVE LIST  [Executive Order No. 139 dated October 22, 2002] ANNEX 3 GENERAL REGISTRATION REQUIREMENTS ANNEX 4 REGISTRATION FEES TO START A BUSINESS Handy Links To Lots Of Information Business Plan Guide

So You Want To Run Your Own Business?

Before even thinking about starting a business in the Philippines, ask yourself a few pertinent questions.  Do a little soul searching if you will.  Remember, many of us dream of being an entrepreneur but few even start and fewer still succeed.  My all time number one question is this:

IF YOU COULDN’T RUN A BUSINESS BACK HOME, WHAT MAKES YOU THINK YOU CAN RUN ONE IN THE PHILIPPINES?

Firstly, let’s look a those who tried and failed back home, be that the USA, Canada, UK, Australia, wherever.  Anywhere but the Philippines.  What kind of business was it and why did it fail?  What were the real reasons?  Be honest, brutally honest because you are only fooling yourself if you don’t confront the truth.

Starting any business at any level of investment requires money, amongst other things.  Why waste money if you don’t have to?  Why not  put it in the bank and live off the interest, or some other probably more lucrative form of investment?  At the very least you should always have your original deposit still safely tucked away.  Which reminds me of something my beautiful Filipina Asawa (wife or spouse) once said:

ASAWA’s TIP No:1

“You can only spend your kwarta (money) once my love!”

Money, like time, is a finite resource.  Even Bill Gates only has so much of it to spend and once spent, it’s gone.  Maybe not gone for good because he would either not spend it all at once or it would be spent to generate more money.  But if you were Bill Gates or even on his Christmas Card list you wouldn’t be reading this, would you?

If your previous business attempts failed then learn from them, analyze them and benefit from the loss.  I lost seven grand investing in a bar and resort on a beautiful tropical island, if I  shrugged my shoulders or had a good cry then that was a waste of a lot of money.  If I choose to analyze why, what, how, who, where, and when it was lost then I have managed to turn the loss of the cash into something hopefully more valuable; experience.

Even the most successful entrepreneurs have usually had more stinkers than sweet smelling success stories.  They manage to learn from their mistakes and apply their new found and hard earned knowledge to the next deal.  Eventually they either find the magic formula or they get over their fear of heights in one swift step.

Running a business in the Philippines is no different in many ways to running a business anywhere else; at least as far as basic business procedures may be concerned.  There are numerous little traps for the unwary and the uninitiated but the rule of thumb is this:

IF YOU COULDN’T RUN OUT OF SIGHT ON A DARK NIGHT IN SHINBONE ARKANSAS, IT AIN’T NO DIFFERENT IN DOWNTOWN DANAO!

In other words, if you couldn’t run a business at home, where you know the culture, the law and the market, how can you think you can run a business in the Philippines?  Which is bringing us to my first tip:

GET A BUSINESS EDUCATION BEFORE YOU LEAVE HOME!

By business education I don’t mean a Harvard MBA.  Buy some books and do some reading.  Start with basic business concepts, some easy to understand bookkeeping and a good primer on sales and marketing.  There are hundreds of books available for sale, on the internet or at your local library.  If you are several months or even a few years away from the big move, then make the most of the waiting and give yourself an education.  If you are already on your way or actually living in the Philippines, then you have plenty of time to read up.  Your money won’t run away if you tell it to sit, stay and roll over like a good puppy in some decent obedience school such as a term deposit.

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Here’s what our Review Readers had to say about “MAKING A LIVING IN THE PHILIPPINES!” (What You Need To Know To Operate A Small Business, Get A Job Or Invest In The Philippines)

“I found it informative and eye opening as well as a very readable book. I think I have a better chance of finding a decent job there now I have read this eBook” Sharik M, St Louis

“Once again Perry gives it to us straight from the hip, no punches pulled. Like his other works, “ MAKING A LIVING IN THE PHILIPPINES!” tells it as it really is. I own an internet café in Cebu and I wish I had of read this book before I opened my business, it would have saved me a lot of time and money as well as effort.” TL, Lahug Cebu.

“You can tell Perry has been there and done that. He is honest and open about his failures as well as his successes. I found it a fascinating book to read as well as very educational.” Clive C, Melbourne

“I had planned to invest all my savings into a business in partnership with some locals but as I read this book the alarm bells started ringing and after some investigation I discovered I was being set up for a major scam. You have saved me small fortune and I have since purchased all your other books. Thank you again Perry. Hope we can meet one day.” Graham Colby, Bohol

“Perry,
Pardon my being a bit tardy in getting back to you.
Your book was actually interesting and I found the book quite hard to put down.”Jim Claire, USA

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You Want To Live In The Philippines

But You Don’t Have Enough To Retire On!

This Is The Dilemma Faced By Many

Who Dream Of Living In Philippines.

So If You Are Not Super Rich And Able To Support

Yourself -  Then What Are Your Options?

1. Stay where you are and perhaps hope that one day you will win the lottery. In the meantime you save every penny you can and keep visiting just for a couple of weeks a year.

2. Wait for that big retirement pay-out or pension, but ask yourself… ‘How old am I now? Can I wait that long? Will I enjoy myself as much then as I would now?’ In the meantime you will save every penny you can and keep visiting just for a couple of weeks a year.

3. Sell up everything you have and head over there hopeful that your money will last and something will turn up. Perhaps you are going to invest in the pig farm or shrimp farm of your Honeyko’s family. Then return totally broke and disillusioned 6 or 12 months later. And start all over again.

4. Research how you can make money while living in the Philippines then get a plan together and give it a try. Have a contingency plan to return home if it does not work out.

5. Try to forget about living in the Philippines and the Philippines itself. You may need a lobotomy to achieve this.

If you are addicted to the Philippines like we are than you can forget option 5.

Most people will live out Option 1 or 2. They are the safest and if a couple of weeks are enough for you then it’s your best option.

A few will take Option 3, which takes some cojones! It’s an attractive option to either a younger guy who has yet to put down roots or an older guy increasingly aware that it’s now or never.

Really, Option 4 is the same as Option 3 but done the smart way. You may still sell up most of your worldly possessions but you would not burn all your bridges. You will extensively research different ways of making money in the Philippines and based on your own skills and resources, put together a plan. You will also have a contingency plan in case things do not work out as you want.

So Realistically There Are Only Two Viable Options.

1. Stay At Home And Continue To Dream Of Living In The Philippines or,

2. Make It Happen.

If you really want to make it happen then Option 4 is the only way to go. Your very first step will be to purchase the Making A Living In The Philippines ebook, which takes you through the different ways you can make (and lose) money in the Philippines.

Buying this book will not be your only research. You will read everything else you can find including the information archived in the monthly Philippines Dreams newsletter that was published by Streetwise Philippines which you will also receive access to with your purchase. You will join the Philippines Dreams online forums where you can share and discuss ideas. You will also search the Internet and any other places where you can find information on making money in the Philippines.

(The following is a review of ‘Making A Living In The Philippines’ by long term Expat Christopher Bennetts. Chris currently lives in the Philippines and Thailand and makes his living completely off the local economies and internet)

‘Making A Living In The Philippines’ Examines

The Three Main Ways Of Making Money.

1. Finding Employment In The Philippines

Philippines already has a very high unemployment rate and the last thing they want is foreigners coming over and competing for jobs. The local wages are often such that many foreigners would find it a challenge to survive on them anyway. Despite this it is possible to find employment in the Philippines in a limited number of professions and the book will explain what these are and how to go about looking for the opportunities.

2. Investment In The Philippines

Anyone planning to invest their savings into a business opportunity in the Philippines should be extremely cautious. There are many opportunities but there are also many scams and risks for the novice. I would advise you to leave a substantial amount of your capital back home in secure investments and live off the interest from these if possible. If investing in the Philippines, start off small and keep your investments distributed. The book has much more on the subject of investment in the Philippines.

3. Starting A Business In The Philippines

Startup costs for a new business can be much lower in the Philippines enabling you to do things that may have seemed beyond your reach back home. As with any new business do your market research. A business model and service that works well at home may not be viable in the Philippines environment.

Be warned that while at first there does not seem to be any regulation or registration requirements this is not the case. Generally very small ventures are left alone but as soon as your business starts to be successful or has a high profile it will come to the attention of authorities at which time you will need to have all the required permits and accounting practices in place. Getting these can be more challenging than back home. It may be hard but there are plenty examples of foreigners opening and running successful business and many starting with very little capital. The books gives examples and ideas on how to identify business opportunities in the Philippines business landscape.

‘Making A Living In The Philippines’ has been written by someone that has actually done it all. It covers all these aspects and much more. Purchasing this book gives you access to a network of people that are thinking about or already have made the move.

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Looking For That Special Filipina?

If you are looking for that special Filipina to marry then you will find a book on how to find that special Filipina Dream girl which you should read before joining any of the match making services. Once you have read ‘Filipina 101′, visit Asian Relationships for a directory of dating services If you have already found your beautiful Filipina then there is guide on how to arrange marriage and how to arrange migration so you can take her home with you. Once home you start your new life together and the online Filipina relationship forums will be a great place to find out how to better understand each other.

Philippine Links & Resources

Trying to find information on Philippine Clubs and Organizations? Then try this Philippine Information and resource Finder and for a portal to all

the Philippines you will find All the Philippines Links you want here.

Want To Visit Philippines? Consider Cebu

If you are thinking about a holiday to the Philippines then think about a Cebu Holiday in the Philippines, There is heaps to see and do making a Vi sit Cebu a must when coming to the Philippines. So Plan on visiting Cebu next time you are here.

Want To Live In The Philippines? Once Again , How About Cebu…

If you are thinking of living in the Philippines then Cebu is worth considering. Find out why living in Cebu is a popular choice for expats coming to the Philippines. You can also explore the options for working while living in Cebu as Cebu is home to many international businesses and offers the business person many opportunities. Close to Cebu is Mactan and there are lots of Business on the island of Mactan

Buying – Renting – Leasing Business Property in the Philippines

So, You Are Planning On Doing Business In The Philippines…

Chances are you will be wanting to buy, rent or lease property in the Philippines for your business to operate from.

Our ‘Making A Living In The Philippines’ touches on this subject but what you really need is more in-depth information.

The ‘Philippines Property Primer’ is what you are looking for. It covers these options and much more so that you can make the best possible decision on your business property and avoid getting ripped off now and in the future (protecting your investment).

Read more about Philippines Property Primer

Avoid very expensive mistakes. Find out which is best for you from our ultimate Guide to Buying, Investing, Renting and managing property in the Philippines

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More Information on Philippine Property Primer guide to buying, renting and leasing in the Philippines

A guide to personal safety in the Philippines for both visitor and those that intend to live there.

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More Information on the Philippines Survival Handbook guide to personal safety

If you are dreaming about escaping the rat race, then read the experiences of Perry Gamsby who did just that and ‘escaped’ to the Philippines. Amusing and informative, this is an excellent resource.

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More Information on Filipina Dreams Package

There Are Tens Of Thousands Of Men Just Like You Looking For Love, Companionship, Romance And A New Life With The Woman Of Their Dreams

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Filipina 101 – Find and Marry the Filipina of your Dream

Everything You Need To Know About Getting Married In The Philippines And Getting Her Home To Begin Your New Lives Together!

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